We understand each business has its own unique risk exposures. Our expert knowledge allows us to provide general insurance solutions to a broad spectrum of industries, occupations, and assets.
We will take the time to get to know you and pair your information with detailed data relating to your commercial property.
There are various insurances available designed to provide customised cover for your property assets depending on the property to insure.
We’ll gain an understanding of the exposures and tailor the right policy for the asset type, value, construction type and occupation.
Typically cover is for property damage, but key considerations and risks for property owners also extend to Business Interruption, Theft, Crime/Money and Rent Default, Glass, Tax Audit, OH&S and legal costs, and Machinery / Electronic equipment breakdown and Public Liability.
Whether you are an owner-occupier, SMSF or emerging property trust, our expert knowledge will help you find the best cover for your property.
We customise extensive coverage and provide innovative insurance solutions for businesses offering professional advice and services.
With tight deadlines, client pressures and strict insurance requirements, our insurance options are available to protect businesses and individuals when they are liable or defending against claims made against you, including professional negligence, errors or omissions or other issues that can arise if you provide professional services activities.
Our professional services expertise includes but is not limited to:
- Financial Services, Accountants, Funds Management
- Management Consultants, Project Managers
- Medical Centres & Health
- And many other consultants and occupations
The explosion of technology has created an unprecedented need for IT services.
Whether you are a single contractor, a large specialist software company or a digital marketing business we will ensure you are protected against the exposures you face.
We cater to a wide variety of information technology areas where your business is at risk, including but not limited to:
- Software & Application developers
- Hardware maintenance & Installation services
- IT Support, Business & Data Analyst
- Cyber Security
- Digital Marketing
- Something else? We can help.
Manufacturers / Importers / Wholesale.
We will advise the best level of cover to protect you against insurable business disruptions.
Whether you manufacture, assemble, or import products here or from overseas, manufacturers face a multitude of risks, from property damage, product liability, and financial and legal risks.
We cater insurance policies various business types, including but not limited to:
- Product Manufacturers and Importers
- Product wholesalers and retailers
- Engineering products and workshops
- Medical Devices
We will help you choose the right cover to protect you and your trades.
With so many moving parts, construction can be a risky environment full of traps.
We are well versed in all construction insurance types to help protect you from construction-related risk exposures such as fire, perils, theft of equipment, damage, legal liability, completed operations and injury to contractor exposures and the various risks on a construction site.
Our construction/trades insurance policy expertise includes but is not limited to:
- Civil Contractors
- All trades
- Construction Companies
- Project Managers
- Architects, Engineers, and Professional Services related to Construction & Engineering
We will advise on the right cover to protect your motor trade business.
From customers’ vehicles, fire, theft, property damage, business interruption and professional risk exposures, we tailor insurance coverage in various motor trade areas and occupations, including but not limited to:
- Smash Repairers
- Auto & Electrical Repairers
- Motor Dealerships
- Tyre Importers
Fast paced, lots of heat and pressure on people and equipment, hospitality has a unique set of demands and requires a unique solution.
Whether it’s a high fire hazard building, high foot traffic location, critical equipment, or important seasonal trading, we will provide practical insurance options to protect your food service or accommodation business.
The right hospitality insurance will protect you in situations resulting in damage to your premises or equipment caused by fire, perils, theft and other insured events.
Cover is also available for damage to money (if you keep cash on-premises) and portable contents such as mobile phones and laptops.
Our hospitality sector expertise includes but is not limited to:
- Food wholesalers, retailers, and storage
- Restaurants, cafes, and bars
- Food Science
Shopping has evolved, and if you run an online business, physical store, pop up or a mix of any, we will provide the protection you need for your operation.
We will advise on the right coverage for your stock, property, public and products liability, theft, crime and cyber risks. Retail insurance can protect your business from customer accidents, property damage, theft and employee injuries or illnesses.
Our retail insurance recommendations include but are not limited to:
- Physical stores and warehousing
Support, Care & Not-for-profit Services.
A vital industry supporting many Australians in need, the care industry has strong insurance and risk requirements.
We understand your industry and will ensure you meet your insurance obligations. The sector has a number of unique risk exposures, and we’ll work with you to provide a cost-effective insurance solution.
Our disability, not for profit and aged care industry insurance expertise includes but is not limited to:
- A wide range of not-for-profit organisations
- NDIS providers
- Disability Support & Assistance
- Aged Care providers and support
Beauty & Complimentary Therapies.
We can help you protect your business, whether it is a traditional, home or mobile beauty establishment.
Businesses trading in the beauty or cosmetic industries generally need cover for their public and products, cyber and director-related liabilities.
We cater to a wide array of cosmetic and beauty businesses, including but not limited to:
- Beauty Salons
- Beauty product wholesalers and retailers
- Cosmetics and Alternative Therapies